Anyone coming to Germany from abroad to study will find various health insurance options at DR-WALTER. The newly developed tariff from the innovative online insurer ottonova is a comprehensive private health insurance policy that is particularly suitable for students aged between 28 and 37. Decisive factors when choosing the right health insurance are age, whether family members should also be insured and whether the student is already enrolled at a college or university. The information portal german-student-insurance.com offers guidance in this decision.

The first choice is Techniker Krankenkasse 

Student insurance from Techniker Krankenkasse is ideal for people under the age of 30. This applies in particular if family insurance is required, i.e. if the spouse and children are coming to Germany and need to be insured as well. The advantages: TK student insurance can be applied for immediately, even from abroad, without a German residence or bank account. You will receive the official confirmation for your visa application directly after online application. Payment is only made after entry. Until regular enrolment, which is a prerequisite for statutory insurance, international students are insured free of charge for up to 90 days with Provisit Incoming Insurance. 

Ideal for older students: Provisit Study Secure 

As cover through statutory health insurance is only possible for people under the age of 30, there is now an ideal alternative for students and graduates up to the age of 37 in the form of Provisit Study Secure: this private comprehensive health insurance policy offers the same benefits as German statutory health insurance and also includes long-term care insurance. Students who are exempt from compulsory health insurance can take out Provisit Study Secure before the age of 30 and thus benefit from lower premiums and better benefits. DR-WALTER also supplements this cover with Provisit Incoming Insurance, which is free of charge between entry and the start of studies.  

Over 38 and with family members: Provisit Student 

Provisit Student is a private health insurance for foreign students over the age of 38 with family members. Accompanying spouses and children can also be insured and pay their own premiums. Provisit Student was developed by DR-WALTER in cooperation with Barmenia Krankenversicherung AG. The tariff corresponds in scope to the cover provided by statutory health insurance and also includes long-term care insurance.

https://www.german-student-insurance.com/en/

https://www.provisit.com/en/health-insurance-germany

If you have any further questions, please do not hesitate to contact us on +49 2247 9194-850 or by email.